Helping our clients protect their families
In the event of a tragedy, life insurance can help your family carry on. Proceeds from a life insurance policy can be used for funeral costs, to pay off outstanding debt, finance future needs such as college education, help pay bills and meet ongoing financial obligations. Even better, life insurance death benefit proceeds are not subject to Federal Income Tax.
Even though the death benefit is the priority of the life insurance policy, some life insurance policies have riders or other features that can help you in your overall financial strategy, such as cash value accumulations.
We represent several insurance companies who offer term, universal, and whole life policies. Some policies even have the ability to access the cash values while you're still living in the event you are diagnosed with a terminal illness or are unable to perform activities of daily living.